The Simple Path to Wealth

Built from letters JL Collins wrote to his daughter, this bestseller distills personal finance to a few durable principles: avoid debt, spend less than you earn, and invest the surplus in low-cost index funds — especially total-market funds like Vanguard’s. Collins argues that simplicity beats complexity, that the market rewards patience over the long run, and that “F-you money” buys freedom. Clear, funny, and refreshingly jargon-free, it’s a favourite roadmap for the financial-independence movement.